Insurance Agent vs. Broker: What’s The Difference

Posted on October 10, 2022 by Lokesh Jaral

When someone talks about insurance policies, an insurance agent and broker is something that can commonly be heard. Have you ever thought about an Insurance agent vs Broker? Well, both of these terms are often used interchangeably, however, there is some difference between the two. If you are up for an insurance transaction, you must know the difference between these two terms.

There are many more terms when it comes to insurance. For example, the answer to the common question, “What are insurance points?” Is something you should know with confidence. These are the points that are added to your driving record by the department of motor vehicles of your state.

The DMV adds any violations or at-fault accidents to your driving record behavior and when you apply for any insurance, the company checks out your DMV record to know the number of insurance points you are having and this impacts your premium rates for insurance.

For those looking for an Insurance agent Vs Broker, an insurance agent works as a salesperson for any insurance company. While a broker offers the consumers more generalized insurance services concerning any insurance agents or underwriters. This is the most common difference between the two.

Let us move ahead and find out the difference between an insurance agent and an insurance broker.

Insurance Agent vs Broker: Comparison Table

It is necessary to check out the comparison table of the difference between an insurance agent and an insurance broker. So, let us have a look at the comparison table of the insurance agents and the brokers to better understand insurance agent vs broker.

Basic Comparison	Insurance Agent	Insurance Broker
Appointment	They are appointed by the insurance companies themselves.	They are selected by the buyers after choosing carefully from a pool of available brokers.
Representation	They only represent a single insurance company or a specific company and work for that.	They represent multiple insurance companies for prospective insurance buyers.
Recommendation	Recommendations are biased towards the company they are representing.	Recommendations are in the buyer’s favor as they are working for the consumers only.
Support Quality	As they are having an entity to back upon, hence the back office support is better in this case.	Better quality support as highly personalized service is offered by them.
Motive	Their main motive is to make a profit. They usually work on selling those products of the company that can help them to earn the highest profit from an individual customer.	The broker doesn’t get any additional thing for any specific range of products offered by him.
Types	It has two types: Captive and independent agents.	It has two types: Wholesale and retail brokers.

As we have done a comparison between the insurance agents and insurance brokers and understood the basics of the difference between an Insurance agent vs broker, let us further check out the types of insurance brokers and types of insurance agents.

Types of Insurance Brokers

There are two types of insurance brokers. Retail brokers and wholesale brokers are the two types of insurance brokers. Let us have a look at what they both mean.

1. Retail Broker

The retail brokers are the ones who work closely with the clients. They work to find the right and apt insurance for their clients and purchase that directly either from wholesale brokers or from an insurance company. They usually work with general and less complex policies of insurance covering common risks.

2. Wholesale Broker

Wholesale brokers are known to sell more specialized insurance products. They sell such products to retail brokers as well as insurance agents. They don’t have to work with the clients to understand their requirements and needs.

Let us now check out the types of insurance agents for a better understanding of Insurance agent vs broker.

Types of Insurance Agents

There are more than one type of insurance agent. The primary two types of insurance agents are captive agents and independent agents. So, let us have a look at their meanings.

1. Captive Agents

The captive agents are the ones who work only for a single company that can either be full-time or work as an independent contractors. They receive administrative staff and office support from the company that hires them. They are highly knowledgeable about the products they represent and are offered by the insurer as they only sell these products.

2. Independent Agents

The independent agents work with several insurers and they are not just tied to a single company. They often offer a huge range of insurance products. They are pretty similar to insurance brokers.

As we have got to know the types of insurance agents and insurance brokers, let us move ahead and find out more related to the insurance agent vs broker.

Insurance Agent vs Broker: The Difference Between the Two

Let us have a look at the difference between an insurance agent and an insurance broker to better understand the insurance agent vs broker.

1. Representation

Insurance agents only represent a single company and sell the products in the lineup of the company. Brokers sell products that belong to different companies in the market. They don’t have any allegiance to a specific company and sell products as per the requirements of the customers.

2. Products Offered

The insurance agents offer you the products and services that are available in their employer companies and also for the flawless processing of various documents such as premium payments, paperwork, and forms. On the other hand, insurance brokers provide you with information regarding the suitable options as per your requirements.

3. Scope

There is a narrow scope in the case of insurance agents as compared to the insurance brokers as the insurance agents only work with specific companies or just a single company. However, a wider scope might be considered in the case of insurance brokers as they have broader access to the full insurance marketplace because they are not just limited to a single company.

4. Accountability

The insurance company is accountable for the actions of the agent while it is not so in the case of insurance brokers. Brokers have higher accountability because they aren’t backed by any insurance company. The insurance company is penalized for the insurance agent’s wrongdoings while it is not the same in the case of insurance brokers.

5. Clients

The insurance agents sell policies directly to the consumers on the behalf of their insurance companies while it is not the same in the case of insurance brokers. An insurance broker acts as a liaison between the consumers and insurers, underwriters, or agents with loyalty towards everyone.

This is the common difference between insurance agents and brokers. This is all about the insurance agent vs broker.

This is all about an insurance agent vs broker. The most common difference between the two is that an insurance agent works for a specific company while this is not so in the case of a broker. An insurance broker works by considering an individual consumer’s needs. If you have to choose between an insurance agent vs broker, you can choose one as per your requirement. Take the above points into consideration and then decide the best one that you require!

The Future of Smart Homes: Trends and Predictions

Posted on October 10, 2022 by Elisabeth Green

Needless to say, the world as we know it is going through some significant changes. Of course, we won’t focus on the negative. There’s no reason to do so since today’s topic is somewhat more optimistic than anything else one could think of once the “the world is going through some changes” phrase comes up in a conversation. Anyway, when it comes to technological advancements, one can’t help but mention the current & future state of so-called smart homes. We’re witnessing a massive influx of consumers looking for ways to reduce energy consumption, improve safety, and automate every necessary yet irritating household task they can. That being said, today we’ll talk a bit about the future of smart homes and the trends & predictions related to the subject in question. Stay tuned!

What Is a Smart Home?

Before we continue, let’s consider the main term for today. Therefore, let’s pose the following question: what is a smart home?

The definition of a smart home is quite simple: we’re talking about a home that’s equipped with lighting, heating, and electronic devices that a person is able to control remotely by using a smartphone, tablet, or computer. Of course, there are certain examples of smart home innovations & trends that will most probably dominate the market in the following years. Let’s take a look at some of them!

Smart home devices make our lives easier.

The Future of Smart Homes: Trends and Predictions

Without further ado, let’s see smart home trends & predictions for the following couple of years!

1. Who Else but Robots

That’s right, the first thing we’ll mention are robots, even though they’re a bit of an obvious answer here since they’ve already found their way into our homes. However, the model for the future will be further away from just a digital voice assistant. Here’s an example: have you heard about Amazon’s home robot called Astro? Astro is just another point in the line of Alexa-powered devices (Alexa is Amazon’s Siri). The device in question will include a home security drone and a video-chat service aimed at helping young people communicate with their relatives or friends from far away. Also, Astro acts like an ordinary home robot we’ve seen in the movies. It can, for instance, deliver drinks or assist the oldest members of your family in various activities.

All in all: one should expect that this technology will gain more & more popularity in the upcoming period. Who knows? Robots might even help you make a super-productive weekly schedule.

Needless to say, robots are the future of smart homes.

2. Smart Kitchen Gadgets, Anyone?

One can expect a ton of innovations in the smart-kitchen-gadgets field in the following years. Currently, there are many of these on the market. For instance, we’re talking about smart rice cookers being connected to Alexa, smart crackpots, and integrated apps. What was once a dream (an app telling you in a human voice how much time’s left to cook rice or you being able to control the cooker with your smartphone) is clearly a reality now. All in all: experts note that there’s still enough room for innovation. Therefore, we shouldn’t worry about the smart-kitchen-appliances market in the years to come.

3. Smart Thermostats

Remember the whole energy-saving part we mentioned earlier? Yup, now it’s time to talk a little about that. We’re witness to smart thermostats being one of the most widely accepted smart home devices. Who or what can we thank for their popularity? Well, they’re pretty easy to install. Also, you can customize your desired temperature and your routines. In other words, you’re able to modify the atmosphere & environment inside your home from, well, just about anywhere.

So, where’s the eco-friendly, energy-saving part? Here’s the thing: since you can control the temperature inside your place while you’re away from home, you turn the heating or cooling off or on from whatever location. Therefore, you can cut a good percentage off your energy bills. Some sources, like Consumer Opinion, claim that US citizens save about 10-12% on average on their heating bills and around 15% on their cooling bills in annual usage. All in all: this will most probably encourage many folks to welcome smart thermostats into their homes.

4. What About a Smart Home Office?

There’s no need to underline that the recent pandemic (we won’t mention its ugly name) somewhat revolutionized how we imagine the workspace. Currently, we’re in something folks like to call the post-pandemic period. However, we haven’t seen the expected back-to-the-old-office wave as more & more companies adopted the remote-work concept, regardless of whether there’s a pandemic. So, one can assume that smart home office gadgets will go through a boom in the following years due to the remote vs. in-office battle. Smart devices such as noise-canceling windows or air-filtration systems have become a necessity.

A smart home office hasn’t got an alternative.

5. The Future of Home Security

Nothing is more pleasant than knowing your home’s safe from intruders. Therefore, many folks are investing in smart home security systems. Even folks that aren’t so afraid of the good old jeez-someone-just-broke-into-my-crib scenario appreciate advancements in home security technology. For instance, security cameras let you see what your pets are up to once you’re not home, away during the day. Also, you can see once a package has been delivered to your porch. Anyway, it’s not just the security cameras; there are many security devices one can choose from. You’ll have to pick out an option that suits you best. For instance, you might want to opt for a smart video doorbell such as the Ring, which is something of a virtual butler, all thanks to Amazon’s Alexa Smart Responses.

Final Words

Okay, folks, so much for the future of smart homes. We’ve gone through some of the trends & predictions for years to come. There’s a good chance you’ve heard about some of these additions and introduced them to your home. One can conclude that the future seems bright for smart home devices. Also, one can hope that none of these will compromise our privacy, as we’re all concerned about our personal data. But, as we’ve said at the beginning, let’s avoid discussing the negative.

How to Make Money on Affiliate Programs: Step by Step Guide

Posted on October 7, 2022 by Alina Maksymchuk

Working with CPA affiliate programs is a great way to make money on the Internet in a convenient format and with a minimum initial investment. This type of cooperation consists in the fact that the advertiser pays the affiliate marketer for the targeted action performed by the user.

Different actions can be considered targeted: buying a product or service, registering on a website, filling out a form, downloading an application. That is why the CPA model is most often used in the B2C industry. But in order to get a stable income in the CPA network, you need to start somewhere. We will tell you about what should be the first steps on the path to success in affiliate marketing.

Search for an Affiliate Program

The affiliate program brings together advertisers and affiliate marketers, and each of them benefits from cooperation. Typically, affiliate networks sign contracts with various Internet resources on the one hand and with advertisers on the other.

However, it is important to be cautious of affiliate marketing scams and thoroughly research the reputation and transparency of statistics before partnering with a CPA program.

However, if you have never worked with a CPA network before, you should start with direct programs. This is a special type of CPA affiliate program where the network acts as an advertiser. That is, you will work without intermediaries or complex schemes. Benefits of working with direct programs include:

A huge selection of offers
Your own support service
Reliable and regular payments
High rates.

When choosing an affiliate network, also find out how open the company is, how much traffic it has, whether the statistics are transparent, whether there is a possibility of direct interaction with affiliate marketers to discuss individual conditions. The transparency of statistics will help you partner with the best affiliate programs.

Selection of Offers for Promotion

The next step in working with an affiliate program is choosing the offers that you will promote. An offer is a commercial offer that should interest the buyer. Offers are combined into verticals, and each of them has its own characteristics. Some of the most profitable and popular verticals are nutra, e-commerce, household, lifestyle and online gaming.

It is worth choosing offers you are well versed in, because in the future it will be difficult for you to advertise products that are unfamiliar and uninteresting to you. When choosing offers in a CPA network commodity, examine them for three criteria:

1) How relevant are the offers to the consumer?

2) What payouts does the CPA network offer for these products?

3) What is the expected cost of traffic?

Product Study

You have decided on the offers. Now you need to pay attention to the target audience of the product. Different factors are important: gender, age, level of education, target audience areas of employment. Geo plays a particularly important role – having studied it, you can take into account the peculiarities of the culture, language and mentality of buyers.

In addition, it is worth learning about what desires, needs, problems that need to be solved, interests and hobbies users have, as well as where they most often spend time (in the future, this will help you choose the right traffic channels).

This analysis of the target audience is necessary in order to understand how much the consumer may be interested in your offer, and to choose the most effective tools for its promotion.

Find the Audience Source

After choosing an offer, you will need to select a traffic source. The main task is to find the most effective channels that will help attract an audience to an offer from an affiliate network. If you are a beginner, it would be optimal to start with 2-3 channels, if necessary, changing the traffic sources or their number.

Please note that most offers have lists of allowed and prohibited sources. Popular traffic channels include social networks, native ads, push notifications, pops, banners and other types of advertising.

One of the most powerful tools it to use SubID tracking for affiliates. This is a way to track additional data on your affiliate link that gives you granular detail on the customer. Tools like this are invaluable to get the focus no need to succeed.

Audience sources that increase the effectiveness of the offer, combine well with each other and bring traffic, form the so-called “working bundle”.

Run Ads and Earn

We advise you to start working with a CPA network commodity with one product – this way the cost of a mistake will be insignificant, and you will be able to gain experience in promoting the offer. Run ads on offer and start earning.

When the first successes appear, connect other products to the promotion. It is desirable that the offers are from the same affiliate program, so you will have a better chance of getting good traffic and profit from all offers.

Do not be afraid to practice and test different offers – you can profit from any of them. With minimal experience and a willingness to develop, working with a CPA network can be an excellent source of income. Your task is simply to take the first step.

Bitcoin Vs. Dollar: Which is a Better Investment?

Posted on October 7, 2022 by Dean Miller

Bitcoin and the U.S. dollar are two of the most popular currencies in use around the world today. However, if you are confused upon which financial asset to rely on between Bitcoin and Dollar, then you can be assured that it is quite obvious. Thus, to give some limelight to your confusions, you can go through the thebitcoincode.

This article will help you understand how Bitcoin works, why it’s useful, and how it is compares to other currencies like Dollar.

1. Bitcoin Vs. Dollar: Price Action

The Bitcoin price is volatile. This means that it can go up and down significantly in a short time, making it an attractive investment for traders who want to make money from buying and selling assets quickly.
The dollar price is stable, making it an attractive investment for people looking to hold onto their currency for extended periods without worrying about losing out on potentially significant gains or losses from trading.

2. Bitcoin Vs. Dollar: Reliability

Reliability is a significant factor for any investment. If you are not sure about the reliability of your investment, then it will be hard for you to stick with it for a long time. Bitcoin is more reliable than the Dollar because:

It is decentralized and not controlled by any government – The Dollar is controlled by the U.S. government, while bitcoin isn’t affected by inflation or monetary policies of any country.
The supply isn’t fixed – Bitcoin’s supply increases slowly over time, but it can never exceed 21 million coins. On the other hand, there is no limit on how many dollars can be printed by U.S. Treasury.

3. Bitcoin Vs Dollar: Volatility

One of the main differences between bitcoin and the Dollar is their volatility. If you look at bitcoin’s price over some time, it will be easier to see that it’s more volatile than the Dollar. This means that there are extreme highs and typical lows when compared to the USD – its value can change very quickly in either direction.

The volatility of bitcoin has created a lot of talk amongst experts who believe that its value will increase as time goes by and more people adopt it as their preferred payment method. However, others think otherwise because they feel this digital currency has no backing whatsoever.

4. Bitcoin Vs. Dollar: Convenience and Accessibility

Bitcoin and the Dollar are convenient and accessible. Global acceptance makes Bitcoin easier to access than the Dollar.

Cryptocurrency can be used worldwide, unlike most fiat currencies (e.g., USD). Since bitcoin can be used anywhere, you don’t need to discover retailers who accept it or calculate how much cash you’ll need.

Bitcoin is available worldwide and has lower transaction fees than many other forms of payment. Many credit cards incur processing fees when travelling internationally or shopping on foreign websites or stores.

5. Bitcoin Vs. Dollar: Transaction Speed

If you consider comparing Bitcoins and Dollars in terms pf transaction speed, then you have to keep in mind that Bitcoin takes at least 10 minutes to come to existence. But on the other hand, Dollars take only a few minutes to attain the desirable results. Thus, you should consider these points before deciding your choice of currency.

In summary, Bitcoin is a better investment than the Dollar because of its price action, reliability and volatility.

The cryptocurrency market is still young and volatile, and you can’t miss out on this opportunity to get rich quickly. You will not only make money from buying cryptocurrencies at their early stage but also from their appreciation over time.

With BitQL you can us an AI algorithm in order to speed up your trading accuracy and efficiency.

Conclusion

Well, that concludes the discussion on the comparison between the two currencies. As you can see, Bitcoin has a lot more to offer than dollars, but there are some things it needs to improve before becoming a truly better investment. With its price currently at $2,900 per BTC and growing by the day, there’s no doubt that this cryptocurrency will be around for years to come. So if you want to invest in something good like a good trading app such as Crypto Trader App and start trading today, you might gain profits in the coming years.

Bitcoin Vs Dogecoin: Which Is Better?

Posted on October 7, 2022 by Dean Miller

You must have heard about Bitcoins as they are the hot topics of discussion in today’s world. However, it is not the sole crypto coin which has successfully won millions of hearts. The News Spy platform are other cryptocurrencies like that of Dogecoin and memcoin as well. Dogecoin itself is a meme coin which came to the trade market as a joke.

However, when Elon Musk declared Dogecoin to be one of his most favorite and preferable cryptocurrencies, people went absolutely crazy after this digital coin. In fact, Dogecoin got so much popular among the youth, that popular Tesla entrepreneur decided to legalize the car payments with Dogecoins. Hence, cryptocurrencies like Bitcoins and Dogecoins are in the hype at present. If you are confused upon which one to settle for, then you can check out the following article right away.

1. Bitcoin Has More Adoption Among Investors

Bitcoin is the most popular cryptocurrency and has been around for a decade in the trade market, which gives it an edge over Dogecoin in terms of adoption. It’s also the most valuable cryptocurrency with a market cap of $66 billion compared to Dogecoin’s $1 billion market cap.

2. Dogecoin Is More Volatile Than Bitcoin

Dogecoin is more volatile than other altcoins. The price of 1 DOGE can fluctuate from $0.00027 to $0.0036, whereas Bitcoin’s range is much calmer, from $9,169 to $7,837. This means that Dogecoin is more likely to experience sudden rises and drops in value than Bitcoin or any other cryptocurrency, for that matter.

However, it does bring some benefits for the users because short-term traders can use the higher price swings as an opportunity to gain profit from them quickly before they settle down again or move on to something else entirely. 3. Bitcoins are easier to store in Digital Wallets When you compare Bitcoins to Dogecoins, you need to remember to consider the storage options in the first place. You can’t make purchases with Dogecoin unless your digital wallet has the coin that you want to spend. However, if you want to buy and sell Bitcoins on an exchange then all that’s required for verification is your email address and phone number.

3. More of the Bitcoin Supply Is Mined Than the Dogecoin Supply

Bitcoin has a much higher supply than Dogecoin, with 21 million coins compared to Dogecoin’s 100 billion. This means that there are far fewer Bitcoins in the market than Dogecoins, making them rarer and more valuable.

Although the price of Bitcoin has dropped significantly in recent months, it is still far more valuable than Dogecoin and many other cryptocurrencies.

4. Bitcoin Is Older Than Dogecoin

Bitcoin and Dogecoin are both cryptocurrencies. Bitcoin is the oldest and most popular, while Dogecoin is newer, less popular, and a meme. Age makes a difference with trading tools like BitAlpha AI.

Cryptocurrencies are digital currencies that can buy and sell goods and services online without being tied to any country or government. The first cryptocurrency was Bitcoin in 2009; it’s now accepted by thousands of merchants worldwide, including Amazon, PayPal and other brands like Microsoft.

The more mature Bitcoin has considerably more options available, and greater depth to the trading patterns.

Cryptocurrencies are different from traditional money because they’re decentralized: no person or company controls them—the transactions happen through peer-to-peer networks instead.

5. Both Have Pros and Cons, but Mostly Pros if You Invest Wisely

Of course, there are downsides to both Bitcoin and Dogecoin. For example, there’s a greater chance of losing your coins if they’re stored on an exchange where they can be hacked or stolen. You should research and invest as responsibly as possible, so you don’t lose all your money.

But one thing is clear, if you invest wisely, Dogecoin could very well be the next prominent cryptocurrency—and it has every possibility of becoming a better investment than Bitcoin itself! It is better to set up an account on authentic trading apps like trade crypto to survive the trading industry, especially when it’s other coins than bitcoin.

Conclusion

After reading this article, you should better understand whether Bitcoin or Dogecoin is the right cryptocurrency for you. However, remember that there are many other cryptocurrencies and altcoins out there that could be great investments. However, before getting indulged into the process, you need to make sure that you have done enough research beforehand.

Bitcoin Versus Stocks: Volatility Comparision

Posted on October 7, 2022 by Dean Miller

While discussing about cryptocurrencies, the first thing that springs up in the mind is none other than the fluctuating market. The volatility of bitcoin has been a hot topic in the news, and now that you’re an investor, it’s a good idea to know how volatile Bitcoin is compared to other investments.

How Do You Measure Volatility?

Why does volatility matter? Which investments are more volatile than others?
And finally, which stocks have had the highest/lowest volatilities over time?
Does a trading platform like the Immediate Enigma site ameliorate the risk?

1. Bitcoin’s Price Is More Volatile Than the S&P 500 or S&P/TSX Composite

Bitcoin is a risky investment. It came to the market to make sure that the financial segment continues to stay strong and intact even amidst the corruption in the political and economical sector. Also, since there’s no asset backing it and its price isn’t determined by supply and demand like stocks are, its value can fluctuate wildly.

In contrast to Bitcoin’s volatility, the S&P 500 index or s&p/tsx composite index has been much more stable than Bitcoin over the past 100 years (see graph below).

2. Bitcoin’s Price Fluctuations Are More Significant and More Frequent

Volatility is the amount of price movement over a given period.
Bitcoin has a much higher volatility than stocks. To check the updates over trading, you need a proper authentic trading app, and one amongst them is the Yuan Pay group which can help you give the possible predictability.
The S&P 500 index, considered a good representation of U.S. stock market conditions on average, has an average annualized standard deviation (or volatility) of 20% over the last ten years. This means that prices move somewhere between +20% and -20% during an entire year, about 68% per cent of the time!
Similarly, investors can compare bitcoin’s price performance with other leading cryptocurrencies such as Ethereum, Litecoin and Ripple [source].

3. Bitcoin’s Daily Price Movements Were Three Times the S&P 500’s

In addition, bitcoin had twice as many days with large price movements. It also had half as many days with small price movements. This means that bitcoin is significantly more volatile than stocks in terms of both magnitude and frequency of price change.

The variability of bitcoin’s returns over time was significantly enough to say that bitcoin is a more risky investment than stocks.

4. Bitcoin Experienced Twice as Many High- And Low-Volatility Days

You may see in the chart above that bitcoin had twice as many high volatility days and a half as many low volatility days. A high volatility day means it traded with a percentage change greater than 5 per cent within 24 hours. This means that there is a lot of movement these days, and traders are more likely to have lost money or made money if they had any exposure to bitcoin. Low volatility days are the opposite — their percentage change was less than 1 per cent.

In both cases, high volatility days are followed by downtrends (bearish trends), whereas low volatility days are followed by uptrends (bullish trends). So this makes things even harder for traders trying to predict what will happen next since there’s no clear pattern between these two indicators!

5. Bitcoin’s Volatility Makes Stocks a Safer Investment

Before you dive into the comparison, it’s essential to understand the difference between stocks and cryptocurrencies.

Stocks are investments in publicly traded companies. In exchange for buying a stock, you receive rights to a portion of their future profits (dividends) and voting power within the company. The easiest way to think about bitcoin is that it’s like gold: It’s valuable because people believe it has value, not because someone will always accept it as payment for goods and services. If enough people stop believing that bitcoin is worth anything, then its price will drop dramatically—precisely what happened when China banned trading earlier this year. Try Bitcoin Dynamit to use AI-based tools to trade Bitcoin like a pro.

Conclusion

While it may seem like a no-brainer that stocks are safer than Bitcoin, it’s important to remember that both have risks and rewards. If you’re looking for more stable investments, then investing in stocks might be the right choice. On the other hand, if you’re looking to take on some risk with hopes of making some money from an exciting project or product, then maybe cryptocurrency is the ideal investment vehicle!

Bitcoin Trading Tips: Do’s and Don’ts

Posted on October 7, 2022 by Dean Miller

If you’re new to cryptocurrency, one of the first things you’ll want to learn about is Bitcoin Trading Website. Many crypto enthusiasts and trade market advisors can become your best friends and savior during the investment and trading process. However, before you start investing your time or money into Bitcoin or other cryptocurrencies, there are some do’s and don’ts that will help you avoid making costly mistakes and save yourself some time.

1. Focus On Your Trading Strategies

The first and foremost thing that you need to follow during initial and novice trading days is to start the process by focusing on your trading strategies. It’s a set of rules you follow before, during and after each trade. Using a crypto otc desk with a planned strategy formula can help you earn some significant amount of profit even during the early stages of your trading in Bitcoins.

2. Create a Positive Attitude Toward Trading

Trading requires two strategies. Set realistic goals and expectations. Don’t expect to become rich overnight.

Process over result as traders often make decisions based on the price action on their screen. If you have this propensity, you may struggle when things go wrong, or something unexpected appears on your screen, which could affect your trading decisions and lead to poor results.

3. Practice Before You Trade

After deciding to trade, start practicing. Use a demo account like the ekrona app that gives easy learning access and teach ways to earn through trading. Many individuals fear demo accounts because they cost money. Demo accounts are free and don’t involve investments or transactions. You can practice without risk.

Try paper trading if you don’t have a demo account or don’t think it’s enough. Paper trading entails setting up fake trades and help in observing how they play out on paper before executing them in real life. Once this process has been accomplished enough, you can be sure that you have learnt all you need to make confident decisions when making the first actual trade (s).

4. Learn From Your Losses

Trading mistakes are inevitable. You’ll likely make many. Traders learn by making mistakes, evaluating them, and not repeating them.

5. Learn to Grab Right Opportunities

Before completing a deal, you must choose the correct time, place, and information. Many things can alter the trading process and make it hard to pull the trigger.

Patience is critical; knowing when not to trade so you don’t lose too much money during execution is another vital thing which you need to keep in mind.

An amazing trading platform, CoinGPT enables eager traders to choose the most lucrative Bitcoin trading chances depending on their trading preferences and style.

6. Don’t Overtrade

Never Lose More Than You Can Afford

Trading’s golden rule is regularly ignored. Start slow and build your position as you learn the market. You don’t want your emotions to generate dangerous deals, so ensure a failed strategy won’t cost you too much.

If Possible, Avoid Margin Trading

Margin trading implies borrowing money from your broker to buy more assets than you could with cash on hand. However, there’s no guarantee that everything will go as planned when using borrowed funds instead of money.

Keep Calm

To avoid emotional decisions, it’s essential to maintain calm when making trades. Don’t overreact when your strategy fails or the market surprises you. It would help if you stayed grounded during these times so you can analyze what went wrong with your trading process and determine how to proceed with future trades while keeping things as simple as possible until they become more familiar with the methods used by traders who have used them successfully for years without fail.

Don’t listen to friends who have significant bitcoin investments and brag about how great it is. Maybe they’re lucky or trade on their laptop instead of working.

Don’t listen to your family. This includes parents, siblings, and grandparents who may be trying hard but don’t comprehend cryptocurrency or how it might enhance their lives.

7. Stay Away From Pump and Dump Groups

Pump-and-dump groups are unethical. They’re unregulated, so you could lose money if something goes wrong. They’re not upfront about their dealings and use bogus information about legal coins. Some are malevolent; others are frauds to steal users’ money. Pump-and-dump groups should be avoided.

Conclusion

It is hoped that you have found this article informative and have been able to apply some of the tips given you. Remember, trading can be a rewarding experience if done correctly, but it can also be tricky if not approached with caution.

Top 6 Popular Programming Courses

Posted on October 6, 2022 by James White

Programming courses are hugely popular these days as they’re essential in today’s job market. But with so many to choose from, it can be difficult to know which one is right for you. So let us do the work for you and put together a quick list of 6 popular programming courses that are worth checking out.

1. Python

Python is currently the most popular language used in data science and is used by many of the world’s leading companies. If you want to get into big data, Python is the perfect language to learn. It is a course that will teach you how to build HTML5 and SQL database apps – the skills that are most sought after in the modern job market.

2. R and Software Development

This course teaches you fundamentals of programming in the R language, a powerful language used by many of the world’s top tech companies and research institutes. If you want to be well versed in statistical analysis and are willing to learn a new skill, this course is for you.

3.Fundamentals of Java Programming

Java is one of the leading programming languages in the world and one that almost all developers have heard of. It is used as an enterprise language by most companies and startups alike, which makes this course essential for those who are serious about their careers. It teaches many fundamental skills such as data structures, algorithms and software design principles with Java GUI development on Windows/Linux/Mac platforms using Eclipse integrated development environment (IDE).

4. Google Cloud Platform Architecture

Google Cloud Platform is a Cloud software that is based on the same technology that runs Google Search, Google Maps and Gmail. This course will teach you how to use their myriad of applications at your disposal and help you to create a highly available and scalable application using their entire suite of cloud-based tools. This course help with programming homework.

5.Android N Developer

If you want to be able to develop apps for an Android device, this is the course to take. Fundamentals of Java Programming is a pre-requisite as it teaches students how to code in Java on the Android platform. It also teaches how to develop mobile apps using the Android SDK, a collection of tools to help Android developers write apps for users on Android devices.

6. Redux and React

React is a JavaScript library for building user interfaces. Redux is a predictable state container for JavaScript apps. This course will teach you how to use both technologies and how to combine them together to build scalable, easy-to-maintain, and performant web applications. It’s perfect for students who want to get into web app development.

7. iOS 11 and Swift Developer

This course teaches you how to develop apps for the iPhone, iPad and iPod Touch platforms using Swift. It also teaches you how to use Apple’s Cocoa Touch frameworks and APIs to enhance your apps. iOS 11 Developer is a massive undertaking that can take up to 15 hours per week and lasts for 10 weeks. It is perfect for students who want a career in mobile app development and are serious about becoming iOS developer.

Bringing Your Dog to Work Can Be Beneficial for Your Productivity

Posted on October 6, 2022 by Stephen Marshall

As workplaces become more stressful, it’s no longer useful for employees to practice mindfulness to escape the daily stress. Since the workload can become overwhelming sometimes, a new solution to relieve stress seems to make an enormous change at the workplace: bringing your dog to work can benefit workers’ mental health and productivity levels, among other advantages.

Dogs Can Reduce Mental Health Issues

Spending time with pets, not dogs, has been shown to reduce cortisol levels in the human body, meaning that it can minimize stress levels. However, being around a friendly dog can lower your blood pressure, often making you feel dizzy and experience strong headaches.

But since stress levels can be reduced when being around your fluffy friend, you can become more productive than before since you don’t feel fatigued or overwhelmed anymore. Plus, knowing that you have someone to rely on when feeling distressed can greatly improve your work life.

Dogs Can Make You Adopt Healthier Habits

Having your dog with you means that you need to care for them. Providing food, fresh water, playtime and frequent walks can benefit you since you’ll have to get up from the chair and move. Know that if you stay sat too much, your back might start to hurt, along with your neck and hands, so getting up often can help you avoid health complications.

But since you want the best for them, you should also consider dog insurance for your puppy so that if illness or accidents do happen, your pet insurance may help you cover vet costs. You can help your dog while saving money for their toys and other supplies.

Dogs Can Increase Workplace Socialization

Having your dog next to you will always draw people who want to pet them or take photos. Even on your way to work, people will come to you only for this purpose. This is a crucial aspect of one’s life, as working might not help us socialize too much, which can negatively affect you since it can lead to loneliness.

On the other hand, it’s better to bring them to work rather than leave them at some because dogs, too, need to be social, especially when they’re puppies. If they are around people and other animals all the time, it’s easier for them to adapt to new environments and get friendly with people. This will help your dog have a longer and happier life.

Wrapping Up

Taking your dog to work can be highly beneficial for your mental health. It can reduce stress and bring more happiness and socialization into your life. At the same time, it will prevent you from slacking as you’ll need to feed and take them out frequently, so you’ll also be in good shape. Don’t forget to also take care of them and provide with health insurance, good food, fresh water and plenty of play because dogs need to be active in order to have a long life.

Why No One Trusts Google, Microsoft, Apple, Facebook or Amazon

Posted on October 5, 2022 by Kelly Maryland

Tech companies are collect consumer data because they profit from selling it to advertisers, and marketers who use it to target their products to you. Sometimes this is a thinly veiled invasion of privacy, when you google up a swimsuit store, and within hours you start seeing swimsuits on your phone, your tablet and your PC browser. There is a very real possibility that your browser history may soon be used to affect your credit score. So there is a ligitimate area of concern when you use products from any major corporation that profits from information gathered from your use of the product.

Why No One Trusts Google

It’s simply that straightforward: nobody believes Google. Google’s entire modus operani is to introduce a free service, like a browser, gain market share one it, and then quietly change it so that it sells advertising to you. A free email system that quietly shares your inner thoughts with marketing teams. A browser that shuts off all other advertisers, but that collects data for Google’s benefit and profit.

Every time you commit your personal information to a Google service, Google turns around and starts to charge you, or sell your data. No wonder people who value privacy avoid Google products.

Google’s data harvesting discoveries are often a surprise to those that think Chrome is a browser, and not a harvester of advertising data. The entire Google Ecosystem is designed to capture data for Google’s revenue engine, which is totally based on selling your data for this highest price, and in a way that you will not notice or blame them.

Ceasing to use Google Chrome is a good first step. Even those who have privacy concerns cannot abandon Google Chrome in terms of the general population of this planet. Why is Google Chrome so effective? Because of its usability, it functions best even for persons who are not particularly comfortable with computers. Even those websites that don’t function properly on any other browser are displayed attractively by it.

Google gathers all of our information to profit from advertising. Google’s problem is that, unlike Facebook, it holds opposing positions. On one side, protecting your privacy with Android and its mail, docs, and drive ecosystem; on the other, an advertising powerhouse that generates most of its yearly revenue from $100 billion or more in ad expenditure. So it is essentially identical to Facebook in that way.

Why No One Trusts Microsoft

With Windows, people what a simple and clean operating system that has few problems and is stable. However, Microsoft wants a constantly updated OS that will someday allow them to charge a monthly price to use your PC. Microsoft will win this battle.

The result is a hopelessly complex Windows OS that auto-updates without permission and any update at any time may brick your PC without so much as an “I’m Sorry” from Microsoft. Windows XP was clean and straightforward and needed very little maintenance. Microsoft killed it.

Microsoft 2010 was the ultimate in functionality and required no maintenance. Twelve years later, people are using it fine. It had one problem – a perpetual license. Subsequent versions of Microsoft Office, also known as Office 365 and Microsoft 365, are sold by subscription. They are subject to constant updating from Microsoft to the point where Office 365 how carries advertising for non-Microsoft services. What could be ethically faulty about using your software to carry advertising that makes the vendor money?

Why No One Trusts Apple

Apple found itself in hot water when third-party contractors revealed they were able to listen in on audio recordings from Siri requests, which included all kinds of personal conversations and activities.

More than any other company, Apple has built a reputation on trust. They promise the most effective devices and freedom from viruses and ransomware. So you would think they would be the most transparent when real life happens to them. The fact is that one lawsuit discovery showed that 128 million iPhones were hacked and Apple did not tell anyone.

Why No One Trusts Facebook

Facebook monitors your internet activity. The most recent iOS 14.5 Apple update allows users the choice to opt into monitoring across other applications and websites—a mechanism that Facebook relies on in order to serve you advertisements. You would have to be living under a rock to have missed this. The social network has been at odds with Apple for the past six months because of this.

Facebook naturally gathers your data even if it doesn’t monitor you across other websites and apps. It knows who you’ve interacted with and when, it has your preferences, it has your date of birth if you’ve submitted it, and it can approximate your age. The vast data machine of the social network is fed with all of this information.

Why No One Trusts Samsung

Samsung is based in South Korea. There always seems a strange disconnect with the odd language usage in their marketing materials. This is no mistake. Samsung has numerous lawyers in the US assisting them to ensure that it says exactly what they want it to say. You, the customer, have absolutely no right to privacy.

Creating a Samsung account requires give over your name, age, address, email address, and gender. They wll also reserve the right to collect data such as credit card information, username, password for your device and for 3^rd party services, photos, contacts, text messages, recordings of your voice generated using voice commands, location data, wifi access points, cell towers and payment info.

The company says it uses this information for ad delivery, customer communication, enhancing their services, improving their business, identifying and preventing fraud and criminal activity, and compliance with legal requirements. They reserve the right to share this information subsidiaries and affiliates, business partners, and related third parties.

So next time you go to the bathroom with your Samsung phone, keep in mind that your private moment may be shared on audio and video to Seoul Korea and everyone they consider a business partner.

How to Secure your PC from Google, Apple, Facebook and Apple

Do not ever use Log In through Facebook, Google or Apple
Keep your data Secure locally – do not use data storage services
Do not share your contacts with any service.
Use tools that will store your data securely like DejaOffice PC CRM Standalone.

When you start with a new PC, it is important to take steps to log in without a Microsoft account. To do this, when you get to the log in screen, cut off your PC address and follow these specific instructions for offline Windwos 11 registration.

As you set up your programs and services, avoid using any services that log in through Google, or Facebook. You will need to log into Google for Google Services, and Facebook for Facebook access. But never use Google, Facebook or Apple logins for banking, photo management or document management. Doing so may give up your privacy and right of ownership on those documents and photos.

When you create documents or use software, be sure to use a local program and not a web service. So use Microsoft Word, and not Google Docs for your documents. Use a local email system like Thunderbird and not an online system like Gmail. You can use the same email provider, but be sure to store your mail offline so copies are not available in case your email provider gets hacked.

Some programs offer to capture your Contact List. This is a red flag warning that they are capturing data to be used in advertising. There are a number of legal hoops they have to jump through. So if any screen mentions GPDR, CCPA or privacy, it is right to assume they are asking permission to breach your privacy.

Tools You Can Use Securely:

Tools you can use securely:

Thunderbird Email – Thunderbird is from Mozilla, which is a non-profit. It is the only free email client from a company that does not profit from advertising revenue.
Firefox, not Chrome – Firefox is also from Mozilla. While not as flashy as Chrome, none of the ambiguity mars Google’s privacy features in Chrome while profiting from Advertising fed through Chrome.
DejaOffice PC CRM Standalone for PC and phone – From CompanionLink, this product is marketed as a modern-day Palm Desktop. A fast and easy Personal Information manager from another company that does not profit from advertising.
Microsoft Outlook using IMAP folders – Microsoft Exchange is suspect, but Office also supports IMAP emails. The IMAP protocol is secure and flexible. As long as Outlook supports IMAP folders, you have a secure solution for your business.

Summary

Apple claims to be better at protecting your data than Facebook or Google. But they have been caught red-handed in allowing 100 million customers to be hacked and not disclosing this fact to the public.

So long as these industry titans blur the lines of ethics through extended customer agreements and finely printed contracts, every person needs to make efforts to keep their data secure and private. The US Constitution guarantees us a right to privacy. You need to use every opportunity to say No to corporations who profit from violating that right.

What Are The Best Computer Jobs For 2022 And Beyond?

Posted on October 5, 2022 by Alex Sanders

Are you thinking about a career in computers and IT? The computer jobs listed below are in demand in 2022 and should be popular in future years, too.

Software Engineer Or Developer

If your goal is to be one of the best software developers, you have an excellent career path before you! Demand for software developers and engineers will rise as technology advances and software and apps become more complex and demanding.

For instance, the fast adoption of the cloud and related technology is increasing the need for software engineers who know how to build cloud programs that are scalable. Plus, the growth of complex computer systems will spread as smart devices become more prevalent and complicated. You can expect a lot of job possibilities if you decide to earn a degree in computer and science and become a software engineer.

Data Scientist

A data scientist leverages technology to learn insights from the massive amounts of data they collate. In this field, you need a solid grasp of quantitative reasoning, statistics, and computer programming chops. Plus, it’s essential that you have superb communication skills so you can present findings to non-technical stakeholders.

A data scientist truly is a scientist, just a different one than those who use chemicals or other substances to create things. Instead, the data scientist relies on data and sometimes text to address challenges and solve problems.

Database Administrator

A database administrator uses software to organize and store company data. The professional must ensure that the data is open and accessible to authorized users but unauthorized people cannot get to it.

Database administrators also determine user needs to build and maintain databases, and they test and modify databases as the organization grows. Also, many databases contain important financial and personal information, so you also need to be highly focused on security.

Web Developer

As a web developer, you will work as a freelancer or full-time employee to develop websites. Depending on where you work, you could focus your efforts on developing the front-end that users see. Or, you might concentrate on back-end development, which means writing computer code to make the website function well.

A web developer also can serve as a webmaster who maintains the site, adds content, and provides troubleshooting when necessary.

Information Security Analyst

As an information security analyst, you will safeguard critical information for all types of organizations in their computer systems. Your major job is to protect critical computer systems from cyberattacks and cyber criminals breaking into the systems and stealing important data.

In your day-to-day work, you could install and manage firewalls and software that does data encryption. Other vital job duties are to find risks and cracks in a company’s network and stop a data breach if it ever happens.

Every type of organization in the country needs information security professionals who know how to prevent and stop cyber crimes from happening.

Computer and Information Research Scientist

These are highly trained and skilled computer workers who invent and design novel approaches to technology and computers while also finding new uses for existing technology. These computer professionals can work for technology companies, businesses, healthcare facilities, and much more.

Summary

There are so many computer-related career paths to choose from in 2022 and beyond. If you are thinking about working with computers and technology, a good first step is to get your degree in computer science or information technology. With that undergraduate degree, you will have the skills and credentials to get a job in one of these fields.

How to Save a Failing PPC Advertising Strategy

Posted on October 5, 2022 by Alex Sanders

Pay per click (PPC) ads are typically a valuable strategy, allowing businesses to practically guarantee a stream of web traffic in exchange for a fixed amount of money. You only pay for the traffic you generate, so you don’t waste any of the dollars you spend, and because you have almost total control over factors like keywords, audience relevance, and ad copy, you can transform your strategy in any way you choose.

Still, PPC strategies aren’t guaranteed to succeed. So what happens when you find yourself with a failing advertising strategy? What steps can you take to restore its momentum?

Set Realistic Goals

First, set realistic goals for your campaign. If you’ve been struggling to see a positive return on investment (ROI), you’re probably not going to dramatically change your profitability overnight, even if you completely overhaul your strategy. Instead, set healthier and more achievable targets like boosting your conversion rate by a specific amount after one month of optimization.

Consider Increasing Your Bids

It may seem counterintuitive to put more money into a failing strategy, but increasing your PPC ad bids could have the power to reverse your momentum. Sometimes, PPC strategies fail to offer a significant return because the strategists organizing them are too cautious or too frugal. Stepping up your bidding strategy and competing for more visible, popular keywords could be exactly what you need to make this strategy more viable.

Choose Stronger Keywords

Keywords are at the heart of any search strategy, be it paid search or organic search. Conducting more thorough keyword research and choosing stronger keywords for your campaign will almost certainly make it more effective. The question is, what counts as a stronger keyword?

You’ll need to consider the following:

Relevance

How relevant are these keywords to your organization and the products you’re selling? Are these keywords relevant to your target audience?

Value

Which types of keywords are most valuable from a selling perspective? Are there certain keywords and phrases that are more appealing to people at later stages of the buying cycle? Are certain keywords inherently more valuable than others in terms of attracting conversions?

Competition

Highly relevant, highly valuable keywords suffer from a significant drawback: excessive competition. You’ll be dealing with major players if you step into this arena – and you’ll pay a premium for the privilege. Accordingly, sometimes it’s best to seek out a smattering of low-competition keywords to hedge your bets.

Differentiate From the Competition

One of the most important business fundamentals is competitive differentiation. You need to find a way to make your business stand out among similar competitors. In general business, this usually amounts to lowering prices, offering higher quality, or offering more robust customer service. But in the realm of PPC advertising, you’ll need to differentiate yourself in other ways, offering more compelling copy, more creative positioning, and more relevant offers.

Outside help should be more than welcome when looking to enhance your PPC advertising efforts. You can easily grow your business with PPC Geeks if you allow them to guide you through optimized ad strategies, creative ad copy, and targeted campaign management. Their expertise in analyzing market trends and audience behavior can help create PPC campaigns that truly stand out. By partnering with professionals, you’ll be able to leverage their experience to fine-tune your advertising approach and achieve a higher return on investment.

Segment Your Audience and Refine Your Messaging

It’s a good idea to segment your audience so you can refine your messaging and achieve greater relevance. Instead of targeting only one audience segment, and instead of writing generically to achieve mass appeal, you can write different types of ads for different types of people. This will help you achieve higher relevance, minimize competition, and still resonate with your target audiences.

Experiment With Your Copy

Experimentation is the only reliable path to improvement in any PPC strategy. There’s no perfect formula for PPC ad success; audiences vary too wildly and are too unpredictable for this to be the case. Instead, you’re going to have to figure out what works and what doesn’t by conducting active experiments. Tinker with different variables, including headlines, ad copy, and positioning to see what brings you the most value. With enough iterations and attentive improvement, your results could skyrocket.

Optimize Your Landing Pages

If your ads are attracting clicks but people aren’t converting, your problem may lie with your landing pages and conversion optimization strategy, rather than your PPC strategy overall. If you’re driving plenty of traffic to your landing pages, but people just aren’t buying what you’re selling, it may be time to completely overhaul those landing pages. Improving the design with better photos, more attractive colors, more suitable fonts, and more obvious calls to action (CTAs) can help. Making your offer more compelling, with a lower price or implied urgency, will also help.

If you’ve tried all of these steps and your PPC advertising strategy still isn’t working, there may be deeper problems affecting your work, such as a bad brand positioning strategy or product value issues. You may also be struggling with PPC ad fundamentals. Consider working with a PPC advertising agency like Mercatus, or an expert in search marketing to help you identify the root causes of your problem and apply a fix.