Different Types of Insurance Medical Practitioners May Need

With the rising cases of medical negligence lawsuits against a medical practitioner, medical malpractice insurance has been prevalent over the years to protect the livelihood and assets of such professionals. Overlooking this important aspect has cost heavily for many doctors so far. 

According to Washington Post, 2016 “The medical negligence payouts in 2014 in the New York alone stood at $690 million”

It has also been observed that there are other forms of insurance which a medical professional is required to cover under the law. But due to the lack of inadequate knowledge, most of this coverage is likely to be missed by them resulting in huge losses at the later stages.

Most of the doctors focus on medical liability coverage, which is the largest premium paid by them on account of medical malpractice insurance. However, they tend to ignore the other types of insurance which are equally crucial in protecting their livelihood and assets.

In fact, under several circumstances, these insurances are required by the law which most of the doctors are unaware of. 

In this article we are going to discuss different forms of medical insurances:

Medical Malpractice Insurance

It is one of the prevalent insurance sought by medical professionals. Medical malpractice insurance carriers are protected against the financial losses that arise due to the lawsuits filed by their patients claiming professional negligence leading to an injury/death of the patient. 

Hence the patient’s claim of negligence is covered under medical malpractice insurance for the doctors.  

Business Auto Insurance

Some medical practitioners facilitate their patients with home visits and require using their vehicle for the commutation. Hence the need for commercial or business auto insurance is imperative. 

Most auto insurance policies do not cover the damage that occurs due to business use. Thus business auto policy is designed to cover the vehicles used for business purposes.

The insurance primarily covers the property damage and medical expenses for bodily injury on account of such accidents. Depending on the coverage, the insurance company will replace or repair your vehicles due to theft, accidents, or any natural calamity.

Medicare Insurance

Many people assume that Medicare, the federal government’s health-care program for people aged 65 and over, will cover all of their medical bills. Unfortunately, it does not. The truth of how much you’ll have to spend for health-care services out of pocket might be a significant budget buster.

It is important to understand how to decipher Medicare’s various expenses and keep them under control. MedicareWire.com explains how much Original Medicare costs to better understand and pick your coverage carefully.

Professional Liability Insurance

The unfortunate event of lawsuits made by your patients to claim negligence on your part is a re-occurrence when you are practicing as a medical professional privately. 

Due to the lack of a one-size-fits-all policy, this special insurance coverage helps in covering the legal defense cost that can even run up to hundreds and thousands of dollars.

Most of the private small physicians do not have enough resources to cover such claims, thus malpractice insurance for professional liability is a must. 

Practice Overhead Insurance

Individual liability insurance is relevant for the inability to practice medicine due to illness or injury. While this type of insurance is usually kept as a backup to recover the medical expenses on such an inability, the prime concern should be – Who will replace your absence in such an event?

However, when you are temporarily out of office, expenses like salaries, rent, taxes, and utility bills are still in place to handle. Practice Overhead insurance helps in recovering such overhead expenses in the event of loss of income due to injury. 

Worker Compensation Insurance

When you come up with a private clinic, you require employing dedicated employees to maintain it. If anyone gets seriously injured, how to continue with your practice? Most of the states in the United States make it a mandate to such business owners to obtain workers’ compensation insurance if they have more than the prescribed limit of employees. 

This type of insurance helps in paying off the loss on account of wages and medical expenses to the employees who get injured while discharging their duties. In the event of the death of the employee, the insurance companies compensate the employee’s family. 

This insurance is significant for most businesses to ensure the livelihood of employees in the event of accidents. 

Property Insurance

Like every business, opening a clinic requires a lot of time, effort, and investment for the right medical equipment, fixtures and furniture, and other medical supplies. But, in the event of a natural disaster, how will you ensure safety?

Property insurance is the best way to secure your property in the event of unwanted theft and fire. It exhaustively covers the physical building along with the medical equipment and other fixtures used for your practice. Especially in the event of leasing your space, property insurance is a must.

Business Interruption Insurance

Some places are likely to be affected by natural calamities and disasters at a higher rate than others. If you choose to practice in such areas, this insurance is of utmost importance for your business. In the event of a catastrophic event, the business operations will suffer.

A reliable business interruption insurance policy helps in running and getting back on your toes. 

Compared to property insurance, this type of insurance aims at covering the income stream from the business, which is adversely affected due to the disaster. 

The temporary closure of business and structural rebuilding to overcome the adversity of natural disasters are the reason for stagnation in business operations. Business Owner policy is a comprehensive insurance solution to cover the property insurance policy and business interruption insurance. 

Medigap Insurance

Medigap insurance protects you against the expenses that Medicare does not pay, which are referred to as “gaps” in coverage. Medigap policies help you budget for your out-of-pocket medical expenses. Giving you peace of mind by protecting your cash from unforeseen medical expenses. You’ll simply have to worry about the monthly cost with Medigap insurance. Aside from your monthly payment, the expenditures are relatively low. Depending on the letter plan you choose, your cost-sharing might be as low as $0.

Life Insurance

Although it is not directly related to your practice, life insurance is a significant form of insurance that extends financial protection to your family member in the event of accidental death. 

Your appointed beneficiaries receive financial protection in the event of your death under life insurance. Not just your family members, your business partner gets their peace of mind too. It is the best way to compensate for the loss of income to your family members in the event of accidental death. 


The right type of insurance is the best way to avoid major financial losses to any medical practitioner in case of catastrophic events. The day you begin your medical practice, you are certainly exposed to various liabilities. 

Having suitable insurance in place helps a doctor to protect their practice from the various kinds of potential risks. 

When Does the Payroll Tax Cut Start?

On Aug. 8, 2020—during the first spike of COVID-19 in the United States—President Donald Trump issued an executive order to institute a “tax holiday.” If you’re still wondering when it starts, I’m afraid you’ve missed the mark. The tax holiday started on Sept. 1, 2020, and ended on Dec. 31, 2020. Moreover, it wasn’t a true tax cut, but a tax deferment.

So let’s look at what the tax holiday entailed and how it affected businesses and employees.

The Executive Order

The Executive Order contained three sections that directly affected businesses and their employees. Here is what these sections entailed:

Section 1 & Section 2

These two tie into each other. Section 1 states the COVID-19 pandemic is “of sufficient severity and magnitude to warrant an emergency declaration,” and Trump directed the Secretary of the Treasury (then Steven Mnuchin) to “use his authority to defer certain payroll tax obligations.” In simple terms, it’s like an essay introduction: It states the issue and the way Trump intended to fix it.

Section 2 goes into more detail about Trump’s policy. In it, he directed Mnuchin to defer the “withholding, deposit, and payment” on wages between Sept. 1 and Dec. 31, 2020. In sub-section (a), the order states the deferral will apply to anyone who makes less than $4,000 before taxes per bi-weekly paycheck (or the equivalent, if they aren’t paid bi-weekly).

Finally, sub-section (b) states this deferment will not incur any penalties, interest or other additions to the taxes deferred. In other words, the tax deferment is almost like an interest-free loan.

Section 4

Section 4 is short and to the point. In it, Trump directed Mnuchin to “explore avenues” through which the deferment might become permanent. In other words, Trump asked Mnuchin to look into any methods through which the deferred taxes might be forgiven entirely.

In the end, however, these taxes were not forgiven. Everyone who received the tax deferment was required to pay it back through extra tax withholdings between Jan. 1 and April 31, 2021.

What It Meant for You

If you’re the owner of a private company or one of its employees, it probably never meant much at all. Most private entities opted out of the payroll tax holiday and decided to deduct taxes from paychecks as normal. It was never law, it was never mandatory and most private companies thought it was short-term relief with an impending reckoning.

Think about it: Trump gave the option to not pay taxes for four months, but you’d have to pay double taxes during the next four months to make up for it. At best, it would be a lot of work to accomplish nothing; at worst, it would harm employees by cutting their paychecks during the repayment period.

Companies Can Learn From the Payroll Tax Cut

Even though the payroll tax cut proved to be irrelevant to most businesses, it did provide some value. Most notably, it compelled businesses to think carefully about their processes and how they affect their bottom line.

How to Choose the Best Payment Processor for Your Business?

For most small businesses, selecting your payment process is one of the most critical decisions you can make.  Anyone who has experienced a day or two of downtime knows that network service will break your business if it is not dependable.  Dependability has a cost, and the monthly fees can add up to significant amounts of money.

A payment processor is a company that acts as a go-between allowing your customer to move money from their own account to your account.  Allowing your customer to pay using a credit or debit card requires a payment processor to mediate the transaction.

If we talk about the best payment processor for small and medium businesses, then we are familiar with numerous companies which are offering these services.


Helcim is a payment company with high standards for ethics and transparency.  It offers many different types of banking services. They rank highly on Helcim review websites.  Their common products aim to provide quick and convenient services to their customers. 

Helcim was founded in 1993 by two entrepreneurs who had previously worked with the Swiss National Bank. The company has grown steadily since then due to Helcim’s innovative solutions for financing needs.

Today Helcim provides various products and services such as loans, deposits, investments, and credit card processing through their branches in North America and online on the Helcim website.

 Why People Prefer Helcim over Stripe?

Helcim vs. Stripe is a really worthy table talk among the people doing or promoting their small businesses. 

Considering the Helcim, so it is a better choice for merchants based in the US and Canada than Stripe. Let’s compare their differences here: 

 1-Helcim has an easier-to-use API and a lower monthly fee.

 2- Helcim allows you to run your credit card terminal at home without any additional fees

3- Helcim is cheaper and has a more flexible credit card processing plan for nonprofits

4- Helcim allows you to accept Visa, MasterCard, American Express, and Interac debit payment

5- Helcim charges no monthly fee on business accounts with $3000+/month of volume. They do not even charge per-transaction fees

6- Helcim has a higher payout and more payment options than the Stripe

7- Helcim allows you to choose the length of your contracts, while with Stripe, there is no option for this 

8- Helcim’s merchant account signup process takes less time. With Helcim, it takes only one business day to get approved and activated, and you can start accepting payments in your store immediately 

9- Helcim has a real person (like Matt Kaplan) to answer specific questions about their services, while with Stripe, there is no such option. You only get general information that does not apply to merchants like you 

10- Helcim has a higher approval rate (it takes less time for the application process), and there is no need to provide any documents besides ID, which means you can get your merchant account faster. With Stripe, on the other hand, it often takes several days to get approved 

11- Helcim accepts businesses with bad/no credit, while Stripe does not. With Helcim, you can have multiple bad business accounts connected under one Helcim account, and they all work together as a team if needed

12- Helcim gives merchants the ability to manage their statement preferences – this is a very convenient option, especially for Helcim merchants who have to send statements via email instead of snail mail

13- Helcim has a better customer service department by far. With Helcim, if you need help with anything specific, you can call Helcim, and a real person will answer your question. With Stripe, on the other hand, if you need to speak with someone via live chat or email, it takes several minutes until anyone responds

14- Helcim has better sales tools and credit card processing solutions for local businesses than Stripe does. With Helcim, you can use a wireless terminal or buy your own and connect to the Helcim network

15- Helcim’s credit card processing fees are cheaper than Stripe’s. Helcim charges $0.08 per transaction and 0% of the total sale, while with Stripe, it is $0.15 plus a percentage fee.

Summing up all the points, we can conclude that Helcim is the best choice rather than Stripe. We said this based on the pros and cons discussed above.

Other Options for Payment Processor


PayPal Credit Card processing means that you can accept all major payment types from your customers right on the site. The checkout process is simple, customizable, and scalable for businesses of any size!

PayPal knows how important it is to offer their clients fast & secure online transactions without compromising their ability to get a great customer service experience – which is why each transaction through this platform comes complete with 24/7 support via phone or email.

As well as auto-reloading funds into an account so there are no delays during peak hours due to lack of cash flow like what often happens when using other platforms.

Paytm Business

Paytm, the fastest growing payment platform in India, and over 17 million merchants are already using it! It’s time for your business to get on board. With a variety of solutions, including eCommerce integration with magneto or eCommerce – Paytm will make accepting payments easier than ever before.

• Get familiarized with all their features like Online Bill Payments & Cheques.

• Send money instantly anywhere around the Indian subcontinent within few seconds by choosing a one-touch option among many other options available at their site. You can also sell goods& services through online marketplaces such as OLX.

Stripe Connects

Stripe offers solutions for web and mobile payments that are built to empower developers. With a set of unified APIs, Stripe enables businesses to accept online payment instantly on any device with iOS or Android apps available at launch in July 2013!

The company provides tools like credit card processing as well, so your customers don’t need another app installed before being able to purchase products from your site – just enter them through the checkout process, which automatically generates invoices based on their shipping address too ensuring no one gets left out when paying over email etc.

EBiz Charge

Century Business Solutions, a leader in integrated B2B Payments

Is a payment gateway capable of processing payments inside your CRM/ERP or online shopping carts such as QuickBooks? 

The EBiz Charge team is always working hard to stay up-to-date with new technologies and offer full support for all their clients’ needs. They can also provide you PCI compliant mobile solutions so that it will be easy!


Authorize.net is a payment gateway that helps make it easy to accept electronic and credit card payments in person or online, giving you the freedom to do what your business needs. 

When you need it most, Authorize.net will take care of everything so you can focus on running things smoothly without worrying about whether there will be money left over at closing time because another customer didn’t have enough cash on hand!


BlueSnap is a payment processing platform that streamlines businesses’ operations for B2B and B2C transactions. By integrating their service, you can accept payments from any angle in just one click! 

BlueSnap supports integrated credit card sales as well as invoice or manual orders through an easy-to-use virtual terminal which gives us complete control over your entire operation, so there’s no risk involved when accepting new customers online today.

The Blue Snap team designed this All in One Solution (AIS) with global retailers at heart – and they know how hard it was before all vendors were separate entities working against each other.

What is Product Liability Insurance? 4 Things You Need To Know

Large business manufacturers produce goods at a massive scale every day, and there are always products that will have defects that cause malfunctions and a decrease in quality. Because of this, production lines always include a quality testing stage in the whole process to ensure that all products are tested and Inspected for any type of defects. After a product passes quality control, it can now be packaged and shipped to outlet stores and distributors. Still, some products get damaged during transport, and these can still make it to the store shelves and the consumers. When consumers purchase a defective product while being unaware of its condition, it may cause serious harm to the user if an accident occurs due to the malfunction of the product. These situations usually lead to lawsuits being filed against the company, and the consumers may sue them for the damages caused by their products. Lawsuits regarding defective products and damages to customers usually lead to million-dollar lawsuits that can greatly affect the company’s sales and reputation, leading them towards bankruptcy. To avoid such situations, manufacturing companies can avail product liability insurance that can protect them from lawsuits and damages to their company’s name and sales. The next part of this article will cover the basic knowledge that one must know regarding product liability insurance.

Several phone manufacturers also avail of product liability insurance packages.

1. What is product liability insurance?

Product liability insurance is a type of insurance package that companies and manufacturers can avail to protect their companies from lawsuits and claims of personal injury or property damages from their customers. Companies take time to set up product liability insurance since this can help them cover the legal costs brought by lawsuits. The insurance package can also cover costs of medical damages and property damage. Insurance companies offer different insurance packages depending on their client’s business scale, which ranges from small business owners to large conglomerates.

2. How does product liability insurance work?

Whenever a malfunction occurs on a product purchased by a customer, the product liability insurance package of the company will help pay for the damages done by the malfunction of the product. An example of this occurrence can be observed on a Samsung Note 7 lawsuit that happened on a flight of Jet Airways.

In October 2017, a female passager was boarded on a flight to India on Jet Airways when suddenly, her phone burst in flames while stored in her handbag. The passenger observed smoke coming out of her handbag approximately 15 minutes after boarding the flight. A flight attendant immediately responded to the situation and tried to use a fire extinguisher on the device, but the fire extinguisher failed to operate. The attendant then submerged the device in a tray full of water to prevent any possibility of fire or explosion. Fortunately, the device stopped smoking, and nobody was harmed during the incident. In the aftermath, the female passenger was furious over the lack of preparation of the airline’s safety precautions and was planning on filing a complaint against the company as well as the phone’s manufacturer.

In this incident, the phone company was expected to pay for the damages caused by their product. This was not the first time that Samsung has encountered smartphone problems as they had to recall some of their products in the past year. The company did not have product liability insurance, and they also had to recall the note 7 series products in the previous year due to other claims of malfunction and exploding batteries, so they were expecting a loss of over $17 billion in total revenue.

Had they availed a product liability insurance for this product, they could have lessened their losses significantly. They could have avoided a product liability lawsuit that could affect their resources and brand reputation.

3. How much is product liability insurance needed?

To decide how much a product liability insurance package will cover, the scale of the business must be considered. A large-scale business will typically produce a thousand units of products in a single day, which means there is a larger possibility of occurrence of defective products. A larger yield will mean more defective products, so the insurance must cover the majority of the price of production to avoid major losses in case of a recall or a lawsuit. Smaller business owners will only need to avail a basic package for product liability insurance since their production rate is less than that of large-scale companies.

Insurance can help secure a business against liabilities.

4. What is the difference between general liability insurance and product liability insurance?

General liability insurance is a type of insurance purchased by businesses to protect their companies from all types of claims and lawsuits that may affect their sales and profits in any way. This type of insurance covers all types of services provided by a company. The difference between general liability and product liability is the range of the compensation that the insurance will provide. General liability insurance can cover all the services provided by a company, which includes consulting, estimates, and customer service. In contrast, product liability insurance only covers the products sold by the company to its customers.

How to Buy Expired Domains with Traffic

When buying expired domains, the first step is, of course, finding available domains. Instead of clawing at straws and chasing false leads trying to find domains, you’re better off turning to SpamZilla.

SpamZilla is a service that will allow you to identify and buy expired and deleted domains with traffic from Google, Bing, and other popular search engines. 

This means when your new site is ready to go live, it will have an excellent backlink profile and already be high-ranking in SERPs.

Even if these high-quality sites have not been active for a while, they can still generate significant web activity that could add considerable value to your main website.

When you buy expired domain names, you also:

  • Drive web traffic coming into your new site through valuable redirects.
  • Boost search volume for your website’s content.
  • Obtain real SEO power
  • Track incoming links from other sites, increasing your search traffic

What Are Expired Domains with Traffic?

Abandoned or expiring domains with traffic are web domains previously leased by businesses or individuals. When a domain expires, the domain registrar will likely reclaim it because it means the owner has failed to pay the renewal fees due after the 30- to 60-day grace period. 

Once a registrar reclaims a domain after the expiration date, they make it available for resale to the public.

Interestingly, these expired domains still receive a fair amount of traffic from search engines. They also come with various sites that backlink to the domains.

Why Buy Expired Domains with Traffic?

There are several good reasons to purchase defunct domain names with traffic. These include:

Redirecting the Expired Domain Traffic to Your Monetized Site

Redirecting an expired domain’s website traffic to your monetized site will ensure that you get the expired domain’s existing traffic straight to your main site. 

Here, you can easily make conversions and revenue from visitors. This is literally free traffic (and money) on your new domain without you having to work for it.

Another benefit of expiring domains is that these web addresses come with links from other sites. Those backlinks to the expiring domain automatically redirect to your main site.

This link juice will increase your search engine optimization ranking on your new page URL.

Parking the Domain

Another reason to buy expired domains with traffic is to “park” the domain on domain registrar platforms that enable this service. 

You don’t need any knowledge of website development, hosting, or content creation to park expired domains, and you can profit off of the ads without lifting a finger.

The best part? When you get traffic from the US, UK, Canada, or Australia, it could be even more profitable for you – there are plenty of opportunities for anyone looking to generate revenue fast.

Setting Up a New Authority Site on the Expired Domain

Established sites, including expired domain names, are often more reliable for linking to your site than brand new ones. Web traffic will flow more easily into this site because they already rank on search engines and may even have a loyal audience.

In addition, expired domains are sometimes at the center of public blog networks. This allows you to gain authority links instantly, which is useful when building a website with content that needs instant credibility.

Setting up a new website using an expired domain involves much more work than domain parking, but over the long run, it will pay off. With an expired domain, you’ll be building a new site, but with the added advantage of ready monthly traffic.

 You can also use tools like Google Cache and the Wayback Machine to try to restore the old site and take advantage of its existing search traffic.

Reselling Expiring Domains for a Profit

When you buy domains, there are two primary things that you can do with them to make a profit beyond building a new website or using them for SEO:

  • Domain parking – Keep renewing the lease on an expired domain until its contents become more relevant – and profitable.
  • Domain reselling – Buy the domain cheap and sell the rights at a profit. Some domain flippers will also improve the domain’s authority and rank before selling.

Remember, when domains expire, they still retain their value. If no one buys your expired website immediately, wait.

 You are still likely to make a profit in the long run as domain age is a major factor in determining site selling prices.

How to Find Expired Domains with Traffic

It’s vital to vet each expired domain carefully before buying it. There are many advanced platforms, which will help with your search, but not all are simple to use. 

Here are the best places to look if you want to buy expired domains with traffic:

Domain Vendors

Domain vendors are a great way to get expired and aged domains, as they have already done some re-vetting for you. They already did the grindwork to analyze the domain’s link and anchor profile. There are quite a few out there, but SEOlutions – Expired Domains has probably one of the biggest lists out there.

Domain Registrars

If you want to purchase expired domains, this is where a dedicated domain registrar comes into play – they store all records. 

Because these platforms work in tandem with several top-level domains (TLD) like .com, .org, etc., they will always beat a third-party expired domain traffic reseller.

Domain Auction Sites

Auction sites like the GoDaddy website are a great way to find an expired domain or domain lists. However, the price you get will depend on supply and demand.

 At GoDaddy auctions, sellers set the price they want for their starting bid (usually estimated), while bidders offer initial counteroffers, which the sellers can accept or reject on each specific domain.

There are also fixed-price auctions on these sites, which might not need any bidding. The cost of the expired domain depends on the site’s age, niche, rank, and traffic.

Other top auction sites include:

Flippa: This expired domain traffic reseller sells domains, websites, and applications and includes many tips and tutorials to help understand its services.

NameJet: This auction platform allows for bidding if you create an account and attach a credit card. On the flip side, this aftermarket platform has no paid packages.

Sedo: This auction platform has over 18,000,000 expired domains available with brokers to help you negotiate with the seller. However, it doesn’t display the pricing of each specific domain on the website.

Domain marketplaces
Domain marketplaces offer an extensive portfolio of high authority expired domains for a variety of business niches and countries all over the world. For example, SEO.Domains has 20,000+ names all with SEO power such as long history, high metrics, strong backlinks, huge traffic, or a combo of everything mentioned.

Expired Domain Names Marketplaces

Domain marketplaces like Spamzilla are great platforms that can help you find expired domains, all for free. 

They provide an easy-to-use interface and show the prices of each domain side by side, so it’s extremely straightforward. You can also filter your searches based on different niches and domain sources for example the GoDaddy expired domains list.

FreshDrop is another domain marketplace that you can use to make your purchase. They have filters and keywords to help you find the type of domains you’re looking for with precision.

Alpha Investors, on the other hand, has a great selection of premium vetted domains in lucrative evergreen and affiliate niches and offers a full site build-out on these domains. They’ve created a system that utilizes the domain’s history and relevance in order to give your new site the highest chance of success. Every domain on their site comes with a complete website build-out that includes custom design and premium plugins, 100,000 words of well-researched and optimized content, in-depth keyword research files and a plan on how to grow the site, and more

What to Look Out for When You Buy Expired Domains with High Traffic

Since the characteristics of an expired domain name can impact a website’s worth, it’s essential you scrutinize any domain you are considering buying. Here are some factors to keep in mind:

Expired domains should contain valid links from other websites in your chosen niche and not be part of a private blog network. These links should come from both authority sites and small blogs.

 At all costs, avoid spam links that make Google think your website is a part of a private blog network for shady SEO purposes.

Reputable sites must demonstrate their value through search engine rankings and not their links to private blog networks. If you want to increase your SERP rank, you need to check the expired domain’s backlinks. 

Google Webmaster Console is one of the most popular tools for checking backlinks as it analyzes domain leasing for free.

Another great paid tool worth considering is Majestic; this software makes analyzing and understanding website goals easy with various features like inbound link tracking and competitor analysis.

Domain Age

As a rule, older domains are more valuable. An old domain that has been around for a while will rank higher on search engines and reap greater benefits than a brand-new site.

If you’re planning to purchase expired domains, make sure to check out the domain age before deciding on anything else. One quick way of checking the domain age is by performing a WHOIS history lookup. 

Just type in your query URL followed by “.com” at the end. This should give you information about where the site owner or owners registered the website and when they first registered it.

 An important thing to note when finding domains is that if you buy a domain and register it again, the date of the first registration is when the website’s age begins.

Google Index

Google Index may be the most important metric in all of SEO. It measures and evaluates a website’s value to Google. To check whether a domain is indexed correctly:

  • Enter Google Console
  • Open the fold “Index Google” and select “Index Status.”
  • Type the “site” in your search queries – “site:URL.”
  • Use relevant SEO tools, like Small SEOTools and DupliChecker.
  • Remember to check the sitemap and robots.txt file to ensure correct indexing.

Check DA and PA with PageRank and MozRank

You can determine how high well a domain ranks by checking PageRank and MozRank. These metrics evaluate Domain Authority (DA) and Page Authority (PA) on a scale from 0 to 100. Higher scores are better for reaching the top of SERPs.

You may be surprised that two different metrics (DA and PA) are important for a site’s ranking. The first assesses the value of an entire domain and considers factors like the number of links pointing back to this particular domain or quality/authority/trustworthiness (QAT) associated with those linking sites.

Page Authority, however, measures the importance of web pages based on their relevance. PA ranking relies heavily on how many and what quality links are pointing towards one web page and the external sites linking back into it. 

This ensures that people aren’t self-promoting or creating spam articles just to get PPC clicks from services like Google AdSense.

To measure DA and PA, you can use a range of free tools available on almost every reputable marketing platform. These include:

  • Keyword Explorer’s SERP Analysis.
  • Link Explorer
  • MozBar

Don’t fuss about looking for the perfect DA. Focus on the main competitor in your niche and try to get a higher score than theirs.

Why Use SpamZilla to Find An Expired Domain with Traffic?

SpamZilla is a domain list program designed to assist anyone searching for expired or expiring domains. The platform enables you to compare millions of updated auctioned, deleted, or expiring web domains.

It tailors each option to your specific needs and wants. Whether you’re seeking to make a one-time purchase or looking to buy many domains, SpamZilla has tons of features that simplify the process.

SpamZilla also offers the following conveniences:

  • With ordinary domain searches on platforms like Whois.com, you only find out whether a website is available for purchase and the Whois history. SpamZilla gives you much more.

    The site reports on a domain’s monthly organic search volume and identifies how many authoritative and ordinary backlinks it has to other sites.
  • Check the SEO of the domain with the Backlinks Miner Tool, which compares the top 100 backlinks linked to your domain. Included in each report are the anchor language, anchor text, and outbound links from that site. You’ll also be able to visit any linked website or blog post.
  • SpamZilla’s powerful filtering tools will make your search results easier. You’ll be able to save, catalog, and research the relevant keywords and keep up with what sites are trending so you never miss an opportunity again.
  • With SpamZilla, you can immediately compare tens of thousands of supported domain zones from all over the world. Don’t worry if your domain zone is unsupported because we work with more than 60 different domains for any given domain zone globally.

Choose SpamZilla for Your Expired Domain with High Traffic Search Today

Create an account and find the best expired domains at SpamZilla today. 

You’ll gain use of a database of expiring or expired domains with powerful authority backlinks that will give your business the boost it needs to build the perfect website. SpamZilla takes all the risk out of buying expiring domains!

Ways To Avoid Negative Impacts of Repetition at Work

Everyone knows the importance of practicing. Especially when someone is learning a new skill, the most important thing to do is practice. Practice and repetitively doing the same things are two different concepts. One makes you perfect in what you are doing, while the other reduces your productivity and feels like you are doing something boring. Especially for businesses, it is vital to recognize repetitive tasks and automate them.

To avoid the negative impact of such repetitive work, thankfully, we have technology. Technology makes everything easy and exciting. And fortunately, today’s technology is so advanced that it can easily take up the basic and routine tasks done by a team of individuals. Humans are the resources for any organization, and they should be used most efficiently to get the best results. Here are some ways which will help in reducing the negative impacts of repetitive work.

Automate the Routine Jobs

Either at businesses or home, there are so many routine jobs that can easily be automated. Especially for businesses, the time saved from such an automated process can be utilized productively. Jobs like attendance, standardized replies to customer queries, preparing salary sheets, takes time. All such jobs can quickly be done through a business application. That business application will save you a lot of time and assure you regarding the accuracy of the task.

Apart from saving time, such automated processes will also cut your costs. And cost-cutting is the first step for higher profits.

Use the Human Resource

No one likes to stick to one kind of job for years. Everyone wants to develop, learn something new. Try to recognize the needs of your employees and shuffle their roles. This will encourage them and motivate them to put some extra effort into learning the new skills required for the new position. Make them familiar with the technology by using customized business applications that can make their work super easy.

An Application can Help You a Lot

The significant time-consuming activity for every project is building the template again. When you have to make something from scratch, it takes time. You can save time when you have the right business application, as it automatically does the initial preparations for any project. Furthermore, the basic template, once saved, will not be required to be created again and again for every other project.

Break the Routine

Businesses often overlook the mental state of the people involved. Either employees or the owners themselves. They often ignore the mental tiredness, which makes work feel like a burden. Every organization should give importance to both psychological and physical relaxation. Relaxing every Sunday also comes into the routine, and to freshen up the mind, the pattern has to be modified. And in doing that, technology can play a significant role.

Try to shift to a technology-driven working pattern as much as possible. This will make sure that neither the work is sacrificed nor employees or owners are overburdened. When some portion of the task is done through the correct business application, you are relieved at least from that much work.

Knowing the benefits of a good business application, you should try this for your business. As it evades the negative impacts of repetitive working, the process of developing an app should also not be a burden. You can do that by hiring professionals or by doing it yourself. Yes! That is possible, and you can use an easy-to-use, no-code platform such as Triggre. It is a unique platform that allows you to create an application on your own without the need to learn to code.

A Small Business Owner’s Guide to the Pros and Cons of Serverless Architectures

For a small business owner, the overhead costs of maintaining in-house servers are hair-raising. Not only do you have to pay for the servers themselves, but any servers need employees to support them, driving up your labor budget. 

That’s why serverless architecture is an absolute boon for small business owners. The servers still exist in “serverless” architecture, but you’ll never have to deal with them. In the serverless model, you essentially pay to rent space on someone else’s server, and they take care of the backend maintenance for you. 

Like any other architecture, serverless has its advantages as well as disadvantages. If you’re on the fence about outsourcing your hardware, here’s the small business owner’s guide to the pros and cons of serverless architecture. 

Pros of serverless architecture

Without a doubt, serverless represents a significant edge for your IT needs. Besides numerous benefits for application development, serverless can also positively impact your workflow by cutting downtime spent on the backend. 

If you’re already chomping at the bit to sever your servers, Akka Serverless from Lightbend is an excellent way to capitalize on the benefits of serverless architectures. 

Here are some notable advantages of serverless architecture:

Reduced costs 

One of serverless architecture’s most significant claims to fame is its low cost. 

Business owners only pay for the data they actually use, eliminating the costs associated with bulky, unscalable in-house servers. You can scale up as your data needs increase or cut expenses as they decrease. Either way, you’re never stuck holding the bandwidth bag for space you don’t even need. 

Enhanced scalability

The serverless architecture model allows automatic scaling of any business application. 

For example, if app usage increases or the user base expands suddenly, the app will scale automatically. Users’ location doesn’t matter as serverless providers are almost everywhere to ensure no delays in the app performance.

Fewer worries

First, a business owner doesn’t have to pay for any maintenance costs. That’s because the business isn’t managing any backend infrastructure. The cloud provider takes charge of all maintenance problems.

Secondly, security is not a concern. The service provider takes care of potential hacks, patches, and updates.

Allows for more focus on user experience

Your users aren’t interested in the backend infrastructure. Users care about your app’s features, so why shouldn’t you do the same?

Now that you don’t need to worry about server maintenance, you can channel your time and effort towards enhancing customer-facing elements. Look for ways to make the user experience in your app even better and more engaging.

Cons of serverless architecture

Sadly, despite the many benefits serverless architecture brings, it has some disadvantages. Some of the downfalls of going serverless include:

Vendor lock-in

Unfortunately, handing over your server management also means handing over your data. This arrangement can make negotiating with your serverless provider challenging. 

Why? The resources at your disposal are limited. In case of system downtime, undesirable upgrades, and so on, there’s very little you can do to influence what your third-party providers are doing.

Additionally, serverless infrastructure vendors make it difficult for businesses wanting to switch to another vendor. 

Another risk of this vendor-operated environment is that the vendor may change the terms of service and pricing or even stop offering the services altogether. If your business can’t absorb that hit, it could be detrimental. 

Read any contracts thoroughly to ensure that your vendor won’t be taking your data hostage if you ever decide to switch. 

Time limitations

Serverless is not suitable for long-term tasks that require constant runtime. It may end up costing way more than what you would typically pay for reserved computing timing. 

Serverless is ideal for short-term processes such as email. But tasks such as large video file uploading may require you to call additional functions.


Learning how serverless works is a daunting task. Compared to other architectures, it has small integration units. Hence, one needs more time to organize the functions to align with your data.

Versioning and deployment only add to the confusion.  

Any business owner considering switching to serverless must be ready to face the rabbit hole undertaking of splitting their monolithic application into several microservices.

Wrap up

Serverless architecture might just be the extra piece your business missed. However, the efficacy of serverless strategy will depend on each business’s individual needs. If you’re on the fence, consult a few serverless providers and get different quotes. 

What To Do if You Are in a Rear-End Collision

Each year, millions of Americans are involved in rear-end collisions. Although not all of them are serious, fortunately, they can still be a complicated matter from a legal and insurance perspective.

Knowing what to do before you find yourself in this situation could improve your outcome significantly.

What to Do After a Rear-End Collision

According to the latest research, 29 percent of all traffic incidents that result in serious injury involve rear-end collisions. That is, roughly one out of every three serious crashes is a rear-end event.

These crashes damage not only your body but also your insurance premiums for up to three years, if you were wondering how long a fender bender stays on your record.

Furthermore, they are responsible for seven percent of all traffic-related fatalities. In most cases, rear-end crashes are caused by one of four possible scenarios:

  • As one vehicle slows down on the interstate for upcoming traffic, the driver behind it misjudges the sudden change of speed and slams into its bumper.
  • A driver fails to notice that the vehicle in front has a turn signal on and crashes into the back of the vehicle as it slows for the turn.
  • A driver who is changing lanes or speeding through a changing traffic signal does not anticipate the vehicle in front will stop.
  • A driver assumes the vehicle in front will begin moving as soon as the light turns green and accelerates into the back of that car.

In almost every case, it is the driver coming from behind who is at fault. There are certain situations where the driver in front can share some blame, though; for example, if his brake lights or turn signals are not operating properly.

But regardless of what happens, here are some steps you should take after a rear-end collision.

1. Check for Injuries

The health and well-being of all drivers and passengers in the vehicles involved is the very first concern. Nothing else matters until it is verified that every person is okay.

Start with yourself. Just because you do not feel any immediate pain or discomfort, that does not necessarily mean You are fine. The adrenaline and emotions coursing through your system may be suppressing pain.

Check for signs of lacerations or broken bones. Continue to listen to your body during the hours after the accident.

Once you’ve verified that You are okay, turn to the others in your vehicle. If they are okay, you may turn your attention to the people in the other vehicle(s). Checking on everyone in this order ensures You are able to help as many people as possible.

If someone is hurt, call 911 so paramedics may come to the scene as quickly as possible.

2. Call the Police

If everyone seems all right, your first call would be to the police. Even in a minor fender bender, getting law enforcement officials on the scene ensures that the accident will be documented. This is vital to establish the integrity of any claims you will wish to make.

When officers arrive on the scene, provide an official statement. Give the facts (and only the facts).

This is not the time to start speculating or offering assumptions. Make your statement and then move on. You will have a chance to provide additional information in step four.

3. Document the Scene

Once the police have been called to the scene, you should start documenting as many details as possible. Pull out your phone and take pictures and videos from as many different angles as you can.

You might also open your audio recording app and record a verbal account of what occurred. If any witnesses are on the scene, gather their names and contact information.

4. Call an Attorney

This is the step where it is okay to spill your guts and explain everything that happened.

The fourth step is to call an attorney, no matter how minor the situation appears. Even if it seems insignificant to you, a good car accident lawyer will listen to the facts and give you a professional opinion.

5. Take a Defensive Driving Course

This fifth tip is optional but worthwhile. After a rear-end collision, it can be mentally challenging to get back behind the wheel. Flashbacks, fear, and anxiety are quite common.

By taking a defensive driving course you: (a) push through the fear, and (b) equip yourself with the skills you need to stay out of harm’s way in the future.

Look Out for Number One

When all is said and done, nobody is going to look out for you the way you can. You have to stand up for yourself.

That means speaking up, hiring a lawyer, and proactively addressing any challenges that arise in the aftermath of your accident. It won’t necessarily be easy, but your discipline and focus will pay off.

What You Need to Know About Marketing Automation

You might not know this, but marketing automation is one of the most important parts of running a successful business. Marketing automation refers to the use of software and internet-based tools to automate repetitive tasks that would otherwise take up too much time and energy. It can be used for lead generation by automatically sending out emails and nurturing prospects who do not convert independently. 

There are many different aspects of marketing automation that we will cover here, so keep reading!

What Is Marketing Automation?

In simpler terms, marketing automation refers to the process of using software to automate repetitive tasks. This is a handy tool in marketing because it helps save time and energy while still providing a professional image for your company. 

Marketing automation can be used for lead generation by automatically sending out emails and nurturing prospects who do not convert independently. You can also use it to automate follow-ups with customers who have already made a purchase. Marketing automation is one of the best ways for individuals and companies to save time, money, and energy while still providing professional results!

How Does Marketing Automation Work?

Marketing automation uses triggered emails to reach out and engage with your audience. The software will automatically send messages at specific times or after the user has taken a certain action. Through a customer data platform (CDP), companies can identify their customers’ habits, which you can use to determine what they will respond best to. With this, marketers can effectively reach out to their audience and engage with them at all stages of the customer journey.

This strategy is beneficial for companies because it saves a lot of time and money, which you spent on manual labor. Automation also increases your scalability since you will be able to do more activities without having an increased cost.

The Benefits Of Marketing Automation

The benefits of marketing automation are immense. One, marketers will save a lot of time and money because they don’t have to rely on manual labor anymore. Since the software uses automated ways to reach out to your audience, you can scale up operations without cost increases. This strategy also allows companies to focus more on their buyers and provide them with personalized experiences.

Marketing automation also improves lead generation, whereby you can capture more leads in the process. This means that you can grow a larger customer base, which is beneficial to your company’s growth. You can also generate better quality leads and increase your close rates.

Marketing automation helps marketers understand their audience and improve conversions by improving the customer experience. This is beneficial because it allows companies to build stronger relationships with their customers, which will help them grow their brand awareness and market share. Finally, marketing automation increases reporting accuracy, whereby you can obtain the right data from your customer database.

These are just some of the benefits marketing automation can bring to any company. As you can see, it’s a huge value add and enables companies to improve their business operations considerably.

How to Start with Marketing Automation?

There are a lot of ways you can start using marketing automation. You can either use existing software or hire a professional who will guide and help you with your operations. The latter is recommended since it’s more cost-efficient in the long run, plus professionals have extensive knowledge about different strategies that work best for companies. They would also be able to create the best marketing automation program for your company.

There are also different types of software that you can choose from, depending on what type of results you want to achieve or how much budget you have allocated for this strategy. You can either go with classic tools that have all the features included in one package at a lower cost, or you can go for a SaaS (software as a service) offering with more advanced features but at an increased price.

The most important thing is to make sure that you can implement the software in your business operations and achieve results along the way. This will require time, effort, and dedication on your part, so it’s best to go with a strategy that you can manage.

Tips For Using Marketing Automation Successfully In Your Business

Marketing automation is not an easy strategy to implement. There are many things that you need to consider, especially if you will use this in your company’s customer operations. You have to make sure that everyone on board understands how the software works and what they should do next.

Certain tips can help you achieve better results, including:

  • Planning your automation strategy from start to end.
  • Deciding on what you want to achieve and investing in the necessary software.
  • Getting your team on board and making sure they follow through with what you need them to do next.
  • Measuring results along the way and adjusting if needed.

Marketing automation is still in its early stages, so there’s no need to worry about being left behind when it comes to this method of engaging and reaching out to your audience. With the help of professionals, marketers can improve their business operations significantly by investing in marketing automation software solutions.

4 Tips and Tricks for Backend Project Management

Most of your projects will include the backend part if you work as a PM in the IT sector. Moreover, some of them may be purely backend-related. They require a lot more technical knowledge of software architecture and its peculiarities than frontend-focused projects. It’s natural, as you will focus on building business logic that hugely impacts the final result. 

The first reason is that the backend serves as the backbone of any software, be it an application or a website. The second one is complexity-related: if something is wrong with the frontend, critical bugs may postpone the release for several sprints, and non-critical ones can be fixed on production afterward. If there are issues with the backend, they may require a complete do-over.

Adhering to the software development cycle and its key stages such as planning, testing, design, and maintenance is necessary. But some less apparent tips may be helpful when managing the backend projects: 


The sooner you think about automation, the better. It will help you to save time for discovering and fixing issues. Another positive effect is minimizing human effort, so your team can focus on more critical tasks. Things that require automation:

  • Log management. It can be achieved by adopting a tool to keep track of your log monitoring and alert you if a system doesn’t work as expected.
  • QA testing. Auxiliary tools and pre-written scripts to check the code for issues will come in handy during regression, database unit testing or load testing. 
  • Project management. Keeping templates for creating tasks and reporting, task cloning, and automatic dependencies highlights will make your life easier. There will be no need to input repetitive information manually, and at the same, you will not miss anything. Thus, you will not forget to include artifacts like docs or backgrounds for the tasks. 

Keep documentation

Keeping concise technical documentation is the key to integrating new tools into the existing environment, team changes, or troubleshooting. Pay special attention to API documentation, as it’s the core of any backend. System Requirement Specification is also important to check if the functionality under development matches the business requirements. And for sure, a changelog. It will enable all the stakeholders to track bug fixes, releases,  or any other change to the code base. 

Communicate with stakeholders

Provide your stakeholders with timely updates such as release notes, summaries of the work done, presentations, etc. Regular demo calls to show the implemented functionality and quick catchup meetings are also of great help. This approach will help you better to understand the needs of your customer and their objectives. As a result, you will be able to come up with the best possible solution. Also, it’s a great chance to spot that you are moving in the wrong direction before it gets critical and adjust the plans according to stakeholders’ expectations.

Develop with CI/CD in mind

Keeping a copy of your back-end assets is critical for the CI/CD environment to make the releases faster and smoother. This approach will help your team quickly spot the failed build, arrange a quick roll-back, and focus on fixing before integrating other changes on production.

Back-end-oriented project management may be challenging at times; however, you can rest assured that nothing is missed with the tips above. Your team has all the assets to accomplish their part and prepare everything for the end-user’s front-end enhancements and software delivery.