Find Your Serenity: Houses for Sale in Montenegro’s Stunning Coastal Towns

Looking for Montenegro houses for sale in stunning coastal towns? If you’re searching for a place where you can find serenity and be surrounded by beautiful landscapes, Montenegro is the perfect destination for you. This small Balkan country is known for its idyllic coastal towns, which have become popular among tourists and expats alike. In this article, we will provide a comprehensive guide to help you find your dream home in Montenegro’s coastal towns. From legal requirements for buying property to the economic features of living in Montenegro, we will cover everything you need to know to make an informed decision. So if you’re ready to start your search for a Montenegro house for sale, sit back, relax, and let us help you find your serenity.

Montenegro: A Quick Glance

Montenegro is a small country located in the Balkans, bordered by Croatia, Bosnia and Herzegovina, Serbia, Kosovo, and Albania. It is known for its breathtaking natural beauty, rich cultural heritage, and warm Mediterranean climate. With a population of just over 600,000 people, Montenegro is a relatively undiscovered gem in the region, but it is quickly gaining popularity as a tourist and expat destination.

Montenegro has a long and complex history, having been under the rule of the Romans, Byzantines, Venetians, Ottoman Empire, and Yugoslavia. Its history is reflected in its diverse cultural heritage, with a mix of Orthodox, Catholic, and Muslim influences. The country gained independence from Serbia in 2006 and has since made significant progress in its economic and political development.

Montenegro is home to some of the most stunning natural scenery in Europe, with rugged mountains, crystal-clear lakes, and pristine beaches. The country is also home to several UNESCO World Heritage Sites, including the old town of Kotor, which is a must-see for anyone visiting the country. With its mild Mediterranean climate, Montenegro is an ideal destination for those who love the outdoors and want to enjoy the natural beauty of the country.

Coastal Towns in Montenegro

Montenegro’s stunning coastal towns are some of the most sought-after destinations for property buyers in the country. Here are some of the most popular coastal towns in Montenegro:

  1. Budva: Budva is a historic coastal town known for its picturesque old town and stunning beaches. It is a popular tourist destination and has a lively atmosphere with plenty of restaurants, bars, and shops.
  2. Kotor: Kotor is a medieval town located at the end of the picturesque Kotor Bay. It is a UNESCO World Heritage Site and is known for its well-preserved old town, historic fortifications, and stunning natural scenery.
  3. Tivat: Tivat is a quieter coastal town located in the Bay of Kotor. It is home to several marinas and luxury yacht clubs, as well as a popular waterfront promenade and several secluded beaches.
  4. Herceg Novi: Herceg Novi is a historic town located at the entrance to the Bay of Kotor. It is known for its beautiful gardens and parks, as well as its lively atmosphere with plenty of bars, restaurants, and cultural events.
  5. Bar: Bar is a coastal town located on the Adriatic Sea, known for its long beaches and sunny weather. It is a popular destination for swimming, sunbathing, and other water activities.

These coastal towns offer a range of real estate options, from historic stone houses to modern apartments and villas. Prices vary depending on the location and size of the property, but generally, real estate in Montenegro is still more affordable than in other Mediterranean destinations.

Buying Property in Montenegro

Foreigners are allowed to buy property in Montenegro without any restrictions. However, there are some legal requirements that buyers must follow, including obtaining a tax identification number and opening a bank account in Montenegro.

Property taxes in Montenegro are relatively low, with an annual property tax of 0.25% of the property’s market value. However, buyers should be aware of the additional costs associated with buying property in Montenegro, including notary fees, legal fees, and real estate agent fees, which can add up to 6-8% of the property’s purchase price.

The cost of living in Montenegro is generally lower than in other Mediterranean destinations, with affordable prices for food, transportation, and entertainment. However, buyers should also be aware of the potential maintenance costs associated with owning property in Montenegro, especially if the property is an older or historic building.

It is recommended to work with a local real estate agent who has experience in the Montenegrin property market, as well as a lawyer who can guide buyers through the legal process of purchasing property in Montenegro.

Living in Montenegro

Montenegro has a Mediterranean climate, with warm summers and mild winters. The summer season is the most popular time for tourists, with temperatures averaging around 27°C (81°F) in July and August. In the winter, temperatures can drop to around 7°C (45°F), making it a mild winter destination.

Montenegro’s lifestyle and culture are heavily influenced by its rich history and diverse cultural heritage. The country has a mix of Orthodox, Catholic, and Muslim populations, which is reflected in its cuisine, music, and customs. The country also has a rich literary and artistic heritage, with several prominent writers, poets, and artists throughout its history.

The education system in Montenegro is based on the Bologna system, with a range of public and private universities offering undergraduate and graduate degrees. Healthcare in Montenegro is publicly funded and offers a range of services, including general practitioners, hospitals, and specialist care.

Transportation in Montenegro is relatively easy, with a network of roads, bus and train services, and international airports. The country also has a growing yacht and marina industry, making it a popular destination for boating enthusiasts.

Overall, living in Montenegro offers a unique blend of natural beauty, cultural heritage, and Mediterranean lifestyle that is sure to appeal to many expats and retirees.

Finding Serenity in Your New Home

Finding the perfect home in Montenegro can be a daunting task, but with a few tips, it can be made easier. Here are some things to consider when searching for your new home in Montenegro:

  1. Location: Consider the location carefully, as this can have a significant impact on your quality of life. Think about the proximity to the beach, shops, restaurants, and other amenities.
  2. Property Type: Consider the type of property that you want, whether it’s a traditional stone house or a modern apartment. You should also consider the size of the property and the number of bedrooms and bathrooms you need.
  3. Budget: Set a realistic budget for your property purchase, and make sure to factor in additional costs such as taxes, legal fees, and maintenance costs.
  4. Real Estate Agents: Work with a reputable local real estate agent who has experience in the Montenegrin property market. They can help you find the right property and guide you through the buying process.
  5. Viewings: Take the time to view as many properties as possible before making a decision. This will help you get a better sense of the market and ensure that you find the right property for your needs.

Overall, finding your serenity in Montenegro requires careful planning and research. By following these tips, you can find the perfect home in one of Montenegro’s stunning coastal towns.


Montenegro’s stunning coastal towns offer the perfect combination of natural beauty, rich cultural heritage, and Mediterranean lifestyle. Buying a property in Montenegro is relatively straightforward for foreigners, and the country offers a range of real estate options at affordable prices. The lifestyle in Montenegro is relaxed and easy-going, with plenty of opportunities to enjoy the outdoors and indulge in local cuisine and culture.

If you’re looking for Montenegro houses for sale in stunning coastal towns, we hope this article has provided you with valuable information to help you make an informed decision. From legal requirements to economic features and local tips, we’ve covered everything you need to know to find your serenity in Montenegro.

So, whether you’re looking for a holiday home or a place to retire, Montenegro’s stunning coastal towns are the perfect destination for those who want to enjoy the natural beauty and Mediterranean lifestyle of this unique country.

Find Your Serenity: Houses for Sale in Montenegro’s Stunning Coastal Towns was last updated February 20th, 2023 by Anthony Wildeno